There is nothing quite like the pride of being handed the keys to your very first home! It can take a while to get onto the property ladder, but once you are, you have the freedom to make the place yours. You can decorate; however, you want to, improve the property with a new kitchen or bathroom, and so on. It’s a great feeling to have a property that is truly yours and is a stepping stone to move onto a better house in the future if you want to. As a first-time homeowner, there are a lot of steps and things to consider, and here are a few useful tips to help you on your journey.
Make Use of Help to Buy Schemes
If you haven’t yet bought a property but are looking at doing so, consider the different financial options available to you. You will be obliged to put down a deposit on the property to secure a mortgage, but sometimes these fees can be quite high and take a long time to save for. This is why help to buy new builds schemes could work in your favour, as they don’t ask for such a high deposit. Do your research into these schemes and see if they’re suitable for your needs as a first-time buyer.
Pick a Good Location
You might not be able to afford a home in your ideal location, but make sure you’re not compromising too much on this. Yes, you might be able to get a bigger house in a less desirable neighbourhood, but this compromise might not be worth it in the long-term. Make sure to research areas that are within your price range. Check things like the crime rate, schools (if you have kids), transport links and other amenities like local supermarkets and healthcare clinics. It’s always worth paying a little more for the right area as you will be much more comfortable and safer.
Find Good Tradesmen
Even if you’re a DIY expert, certain jobs are best left to the professionals. Sadly, there are a lot of ‘cowboy’ tradesmen around that take advantage of people’s lack of expertise, and many people have been conned into paying high fees for shoddy workmanship. Make sure you look at reviews and ask around to find good plumbers, electricians, contractors and roofers in case you require their services to help you with home improvements or emergencies.
Get to Know Your Neighbours
You don’t have to be best friends with the other residents on your street, but it’s better to be friendly and on good terms with your neighbours than having tensions. Saying hello to them when you see them on the street on when you’re out in your yard shows them that your polite and approachable, and if you can build a friendly relationship with them they will be more willing to help you out when necessary. It’ll make you feel more comfortable and at ease in your new surroundings – you never know, you might make a life-long friend out of it!
Buying your first house is exciting, but make sure you’re keeping the points above in mind to make it an even better experience.
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